Amwaly Saving Certificate


  • Certificate is issued in EGP and interest is paid monthly, quarterly or annually.
  • Certificates issued in multiples of EGP 1,000 with no ceiling (min. EGP 5,000)
  • Overdraft facility up to 90% of CD value.
  • Loan against CD up to 90% of CD value.
  • Secured Credit Card up to 90% of CD value.
  • Special Rates For Loans
  • 50% Discount on Processing Fees
  • Special Rates

Union National Bank - Egypt also offers “Amwaly” certificates, which present outstanding returns with flexible maturity dates.


Applicants must be:

  • - Certificate is available for natural persons (individuals only)

Terms and Conditions

Terms & Conditions Apply.

- Full redemption is allowed after 6 months from the purchase date

- Certificate is valid for only three years (not renewed automatically) and is tax exempted

- Minimum amount for buying the certificate is EGP 5,000

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